Selling A Home For Seniors – One Of My Joys!

oldercouplewebDid you know that as many as 1 in 14 home sales involve sellers over the age of 75? According to the National Association of Realtors, it’s true. Many of them have lived in their home for 40 years or more.  Not only have they accumulated a life time of possessions, but a life time of memories. Selling their home is an emotionally charged time in their lives and it’s hard for many to let go.

While many seniors have computers and use email, most are not as technically savvy as people in younger age groups, and they move at a slower pace. They are from an era before the old answering machines, much less cell phones. They would just “call back later” if someone’s phone line was busy.

Many real estate professionals love a fast sale and a 30 day escrow, but senior home sellers usually do not. It may take few months to plan and execute a move. They are not just packing up their belongings and moving to the next home. Most likely, they will be liquidating many, if not most, of their possessions. It can be a daunting task. Hopefully, they have family members who will help them with this process. It involves sorting through everything they own and often ending in an estate sale where things they spent a lifetime collecting are sold. Then they have to let go emotionally.

They may be moving in with family, to an Independent Living facility, or even Assisted Care. Their future may not one they planned for or really want.

For a Realtor, the process is different from most others. When I work with my senior clients, I spend a lot of time in their home; they usually do not come to my office. We often do not communicate via email; we talk on the phone or face-to-face. I am prepared to spend extra time with them to discuss their concerns, answer their questions, and even talk about their fears.  I let them know I understand how emotional this time is. I take documents to them for their review and signature. I try to anticipate potential challenges and mitigate them so there is no added stress. When appropriate, I communicate frequently with their family members to keep them informed about the process also.

My senior clients usually want to know something about the people who are buying their home. Knowing about them helps with the transition. Is it a family with young children or none? Are they a young family planning on starting a family?  Is it a single person or another retiree? They like to know that new memories will be made in the home they loved so much.

Working with seniors may take a little longer, but I love it!

A True Hero

imagesIndependence Day has always been one of my favorite holidays.  Why?   I guess because it’s about getting together with family and friends for picnics and barbecues, everyone bringing something to share, lazy summer days and warm nights. And, of course, fireworks.

Working with military families, helping them sell or buy homes, is a natural part of my business since I live in San Diego, a very military town. I am proud to call the many military families I have helped “my clients” and love helping them. They hold a special place in my heart.

When my husband was raising the flag on the flag pole in our yard the morning of July 4th this year he had the opportunity to talk with one of our neighbors. When he told me about the conversation, it struck a chord with me. And, later in the day when our neighbor stopped by, I learned what makes a true hero.

Ron is in his 80’s now. He has been married to his best friend and soul mate for about 60 years. Ron is a quiet man, pretty private. He is an old school kind of guy, always polite, never would tell an off colored joke in front of a “lady”.  I have been “Miss Terri” to him since we have known him, about 18 years I guess.

Ron doesn’t share too much about himself. It comes out in spurts, over years. I knew Ron was an orphan, but did not know much else about his childhood. Turns out his birth certificate reads “Infant Male Unknown Last Name”.  Ron didn’t have a name growing up. He was in orphanages and foster homes pretty much his entire childhood. No one ever gave him a name, not a real name. He was called things, but never by his name.

He was in and out of foster homes until he finally stayed in one place. He had a foster-brother, son of his foster parents, and he liked this brother.  When he moved to San Diego  and wanted to join the Navy, he found out he had to have a name on a birth certificate. His brother’s name was Donald, so he took Ronald as his name, along with the brother’s last name. Imagine being 18 years old and finally having a name.

Ron served four years in the Navy during the Korean “Conflict” (never was called a war). He was even in shark infested waters for 16 hours once.  He has never wanted to call attention to himself and talk about his time in the Navy. Talking about it yesterday brought tears to his eyes.  That’s a tale for another day.

So why is Ron a hero to me? This man overcame a childhood that no one should have to endure. He served his country with honor. He married a wonderful woman and they have a great marriage, are devoted to one another. He owned a successful business and raised a family.  He doesn’t seek recognition of any kind, nor does he want it. He is just an everyday kind of guy. The kind who make this country great.  He is my hero.